Get Assistance today!


Get Assistance today!



The Truth About Community Medicaid for the 65 & Older / Disabled Population

Many people have misconceptions about Community Medicaid. A lot of them say “I can’t be eligible for Community Medicaid.” But they’re wrong. Anybody and everybody over the age of 65 or people under 65 with a disability can become eligible for Community Medicaid.

The following is a breakdown of the facts vs. the fictions about Community Medicaid.

  • I own a home so I can’t be eligible.

    If the home is not worth more than $858,000, it’s a non-issue. If the home is worth more than $858,000 then it can be placed in a trust or transferred to another party before applying.

  • I have too much money in the bank.

    You can make many legal transfers of money, or create an irrevocable trust.

  • There is a 5 year look-back period for Medicaid.

    There is no look-back period for Community Medicaid. Assets can be transferred one month and the client can be fully eligible the following month.

  • My income is too high.

    A. You have what is called a Spend-down, meaning any money made over the allowable can be paid to Medicaid each month which makes you eligible.

    B. You can enroll in a Pooled Trust. You deposit the money over the allowable into an account that will pay your monthly bills (rent, utilities, etc.) making you eligible without giving your money to Medicaid.

Have more questions regarding your Medicaid?

Call us today at 718.758.3910